As of now, there is no official statement regarding a one-time ‘Extra Pension Payment’ of $1,650 to Canadian Seniors for October 2025. Any speculation to that effect is not based on any news from the government. Old Age Security (OAS), the Guaranteed Income Supplement (GIS), and Canada Pension Plan (CPP) will continue to be paid on schedule and, for qualifying low–income seniors, may total above $1,600 up to $2,000 monthly or for the 1,600 seniors.
Pension Payments for October 2025 Explained
Every October, Canadian seniors receive their monthly government pension advances including quarterly cost of living adjustments. In 2025, the official date for this will be October 29. Payments to seniors will include CPP, OAS and GIS that in total will approach the $1,600 mark for seniors qualifying for all three programs in that month.
No Special $1650 ‘Extra’ Pension Approved
Regardless of any pension bonus the government is not issuing any one-time payments to seniors this October 2025. All increases for this time are the result of cost of living adjustments payments. There are no surprises or extra payments for the seniors and the government has clarified the lack of extra or special payments.
Who Qualifies for the Pension?
Each specific program has different eligibility requirements. For the CPP, you must be at least 60 years of age and have made enough contributions.
The Old Age Security program is available to Canadians 65 years and older and is available to Canadians who have lived in the country at least 10 years after age 18. As of October 2023, the Guaranteed Income Supplement is a means-tested supplement for low-income seniors who already receive OAS. As of October 2023, the income thresholds for qualifying for the old age security Guaranteed Income Supplement is generally below $22,272 a year for individuals (more for married couples).
2025 Payment Amounts
As of October 2025, the maximum monthly CPP payment is $1,433. OAS is $740 for ages 65 to 74, $814 for 75 and older. For individuals, the GIS can exceed $1,100 The total amount received in benefits consist of monthly direct deposits. For low income seniors the total net benefit received monthly in deposits can approach and exceed $2,000.
Official Payment Dates
As of October 2025, seniors can expect their pensions to be directly deposited on the 29th of the month. No additional payments are scheduled outside the regular dates.
| Pension Type | Max Monthly Payment (Oct 2025) | Age/Eligibility | Payment Date |
|---|---|---|---|
| CPP | $1,433 | 60+, based on earnings | Oct 29 |
| OAS | $740 (65–74), $814 (75+) | 65+, residency | Oct 29 |
| GIS | Up to $1105 (single) | Low-income, 65+ | Oct 29 |
Main Points for Seniors
Canadians receiving Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) should make their personal budgets using the confirmed, regular amounts for the Canadian Pension Plan (CPP) and OAS, and take care of claims online about bonuses that pensioners or retirees may get. Every official update can be found on the Government of Canada websites. Seniors with poverty-level income should apply for the GIS; it includes a very beneficial monthly top-up.
Common Questions
Q1: Is there an extra $1650 pension payment for October 2025?
No, that payment has not been announced; only the regular pension payments will be provided.
Q2: When September 2025 ends, on what date will Canadian pensions be paid?
On October 29, 2025, the payments for the CPP and OAS, and the GIS, will be transferred.
Q3: What should I do if I don’t receive a payment?
Please check the My Service Canada Account for payment status, and payment updates and contact your local Service Canada office.
